Isilinganiso Sezindleko Zokuba Nenja Njalo Ngenyanga - Amathiphu angu-10 Okufanele Uwazi

Kugcine ukubuyekezwa ngoSepthemba 29, 2023 ngu Izinja Vets

Isilinganiso Sezindleko Zokuba Nenja Njalo Ngenyanga

Ingabe ucabanga ukuletha umngane onoboya empilweni yakho? Izinja zingabangane abahle, kodwa futhi ziza nezibopho nezindleko.

Kulo mhlahlandlela obanzi, sizokwephula izindleko ezimaphakathi zanyanga zonke zokuba nenja futhi sikunikeze imininingwane yokuthi ungabhajethela kanjani ilungu lomndeni lakho elinemilenze emine.

Ukuqonda Ukuzibophezela Kwezezimali

Ukuba nenja kuyinto enomvuzo, kodwa kubalulekile ukuqonda ukuzibophezela kwezezimali okuhilelekile. Nakhu ukuhlukaniswa kwezindleko ezibalulekile:

1. Ukudla kanye Nokudla

• Ngokwesilinganiso, ukudla kwezinja kwekhwalithi ephezulu kungabiza phakathi kwama-$50 kuya ku-$100 ngenyanga.
• Ukuphatha kanye nokudla okulula: $ 10 kuya ku-$ 20 ngenyanga.

2. Ukunakekelwa kwezilwane

• Ukuhlola okuvamile: $120 kuya ku-$250 ngonyaka.
• Imithi yokugoma: $75 kuya ku-$100 ngonyaka.
• Izindleko zezokwelapha eziphuthumayo: Iyahlukahluka kuye ngesimo.

3. Ukuzilungisa

• Izimpahla zokuzilungisa: $30 kuya ku-$50 ngenyanga.
• Ukuzilungisa okuphrofeshinali: $30 kuya ku-$90 njalo emavikini ama-4-6.

4. Ukuqeqeshwa kanye Nezinsiza

• Amakilasi okuqeqesha: $100 kuya ku-$300 ngesifundo samasonto ayi-6-8.
• Amathoyizi, ama-leashes, nezinye izinto: $20 kuya ku-$50 ngenyanga.

5. Umshwalense Wezilwane Ezifuywayo

• Amaphrimiyamu anyanga zonke: $25 kuya ku-$70.

Izindleko Ezengeziwe Ongazicabangela Lapho Ufuye Inja

Ukuba nenja kungaba okuhlangenwe nakho okuvuzayo, kodwa kuza nezibopho zezezimali ngale kokuthenga kokuqala.

Uma uhlela ukuletha umngane onoboya empilweni yakho, kubalulekile ukuhlela isabelomali salezi zindleko ezengeziwe:

1. Amasevisi Wokuhamba Izinja: Uma usebenza amahora amade futhi ungakwazi ukuzenzela izidingo zenja yakho phakathi nosuku, ungase udinge ukuqasha umhambi wezinja ochwepheshe. Lezi zinsizakalo ngokuvamile ziqala ku-$15 ekuhambeni kwemizuzu engu-30, ngakho-ke kufanele wenze ibhajethi okungenani engu-$300 ngenyanga uma udinga ukuhamba kwezinja okuvamile.
   
2. Ukuhlaliswa kwezilwane ezifuywayo kanye nokugibela: Uma uhamba futhi ungakwazi ukuthatha inja yakho nawe, kungase kudingeke uhlele ukuhlala kwesilwane noma ukugibela. Ukugibela kubiza cishe u-$40 ubusuku ngenja ngayinye, kuyilapho ukuqasha umgadi wezilwane ochwepheshe kungase kusuke ku-$20 kuye ku-$80 ngosuku noma ebusuku, kuye ngendawo okuyo nezidingo ezithile.
   
3. Ukuqeqesha: Amakilasi okuqeqesha okulalela angabiza cishe u-$250 ngonyaka uma ukhetha amaseshini eqembu. Izinsizakalo zokuqeqesha izinja eziku-inthanethi zinikeza enye indlela ethengekayo. Kodwa-ke, ukuqasha umqeqeshi oqeqeshiwe kumaseshini asekhaya kungabiza kakhulu. Hlola izinketho ezahlukene zokuqeqesha ukuze uvumelane nezidingo zenja yakho.
   
4. Ukuzilungisa Kochwepheshe: Izinja ezinamajazi amade noma angalawuleki zidinga ukulungiswa njalo, okungabiza ngaphezu kwe-$ 1,000 ngonyaka. Ngisho nezinja ezinezinwele ezimfishane zidinga izinsiza eziyisisekelo zokuzilungisa, eziqala ku-$30 iseshini ngayinye. Cabangela ukunakekela inja yakho ekhaya ukuze wonge ezindlekweni ngosizo lwamathiphu namakhithi okuzilungisa.
   
5. Ukugula Nokunakekelwa Kwezilwane Eziphuthumayo: Izinja zingabhekana nezinkinga zempilo ezingalindelekile noma izingozi, okuholela ezikweletini zezilwane ezisukela kumakhulu kuya ezinkulungwaneni zamadola. Ukutshala imali kumshwalense wezilwane ezifuywayo kungasiza ukunciphisa lezi zindleko futhi kunikeze ukuthula kwengqondo.

Nakuba umqondo wokuxhasa isilwane sakho ngezimali ungase udlule engqondweni yakho, ngokuvamile akukhuthazwa. Ukubolekwa kwezilwane ezifuywayo kungangeza ekuzibophezeleni okukhulu kwezezimali kakade kobunikazi bezilwane ezifuywayo.

Uma ungeke ukwazi ukukhokhela izindleko zokuqala zokuthenga isilwane esifuywayo, kubalulekile ukuhlola ukuthi ungakwazi yini ukuhlinzeka ngezidingo zabo eziyisisekelo, okuhlanganisa ukudla, ukunakekelwa kwezilwane, amathoyizi, nokuzilungisa.

Uma kunezikweletu ezingalindelekile zezilwane ezifuywayo, abanye abanikazi bezilwane bacabangela imali ebolekiwe yomuntu siqu noma amakhadi esikweletu.

Ngokocwaningo lwabanikazi bezilwane ezifuywayo abangu-760, u-13% ungakhetha ukubolekwa imali yomuntu siqu, kanti u-37% uzosebenzisa ikhadi lesikweletu ukukhokhela izindleko eziphuthumayo ezihlobene nesilwane esifuywayo esingu-$1,000.

Kodwa-ke, umshwalense wezilwane ezifuywayo uyindlela esebenzayo yokuphatha imithwalo yezimali engaba khona.

Hlola isimo sakho esiyingqayizivele kanye nezidingo zesilwane esifuywayo ukuze unqume ukuthi umshwalense wezilwane ezifuywayo uwutshalomali oluzuzisayo ukuze ube nokuthula kwengqondo kanye nenhlalakahle yomngane wakho onoboya.”

Amathiphu Okwenza Imali

Ukuze ulawule lezi zindleko ngempumelelo, cabangela lawa macebiso:

• Thenga ngobuningi: Thenga ukudla nezinja ngenqwaba ukuze wonge imali.
• Ukunakekelwa kokuvimbela: Tshala imali ekuhlolweni okuvamile ukuze ubambe izinkinga zezempilo kusenesikhathi.
• Ukulungiswa kwe-DIY: Funda ukulungisa inja yakho ekhaya ukuze unciphise izindleko zokuzilungisa.

Isiphetho

Ukuba nenja kuyinto ejabulisayo, kodwa kuhambisana nezibopho zezimali. Ngokuqonda izindleko kanye nesabelomali ngokuhlakanipha, unganikeza umngane wakho onoboya ukunakekelwa okungcono kakhulu okubafanele.

Imibuzo Evame Ukubuzwa

1. Kubiza malini ukuthola inja?

• Izimali zokutholwa ziyahlukahluka kodwa zingasukela ku-$50 ziye ku-$500, kuye ngendawo yokukhosela noma inhlangano yokuhlenga.

2. Ingabe zikhona izindleko eziqhubekayo ezingashiwongo lapha?

• Yebo, kungase kube nezindleko ezengeziwe zokugibela izilwane ezifuywayo noma izinsiza zokuhamba ngezinja, ezingahluka kakhulu.

3. Ingabe kufanele ngitshale imali kumshwalense wezilwane ezifuywayo?

• Umshwalense wezilwane ezifuywayo ungaba nenzuzo ekukhokheleni izindleko zezokwelapha ezingalindelekile. Linganisa izinhlelo ukuze ubone ukuthi ziyahambisana yini nezidingo zakho.

4. Ngingakwazi ukonga imali ngokudla kwezinja?

• Ukuthenga izikhwama ezinkulu zokudla kwenja nokusebenzisa amakhuphoni noma izaphulelo kungasiza ukunciphisa izindleko zokudla.

5. Ngingakuthola kanjani ukunakekelwa kwezilwane okuthengekayo?

• Bheka imitholampilo eshibhile noma ubuze ngezinhlelo zokukhokha nodokotela wakho wezilwane ovamile.

6. Kuthiwani uma ngingakwazi ukuthenga inja kodwa ngiyifuna?

• Cabangela ukukhulisa inja noma ukuzinikela endaweni yokukhosela izilwane ukuze wanelise uthando lwakho ngezinja ngaphandle kokuzibophezela okuphelele kwezezimali.

7. Ingabe zikhona izinzuzo zentela zokuba nenja?

• Kuye ngendawo okuyo, ungase ufaneleke ukudonswa intela ehlobene nezindleko zokunakekela izilwane ezifuywayo. Hlola imithetho yendawo ukuze uthole imininingwane.

Ukuhlola kweqiniso

Source: Izilwane Ezifuywayo Ze-spruce - Izindleko Zobunikazi Bezinja